Get Cheap Car Insurance in Parker CO

  1. Residents of Parker Can Save Up To $420 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Parker

 

What's the Cost of Car Insurance in Parker?

We have been able to help several drivers in Parker CO locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Parker Colorado, the annual rates had a difference of up to $608. Specifically, this means that the cheapest price was $789 and the most expensive was $1397.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Parker is important in getting the cheapest car insurance rates.

Lowest Average Highest
$789 $1044 $1397

Insurance Prices: Parker vs. National/State Averages

Parker has low-cost car insurance premiums that are below the state's average. It costs $227 less per year than Colorado's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Parker. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1044 $1271 $1479

Parker CO Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Parker to give you a sense of where you can find the lowest costs.

The difference was +$52 between the cheapest neighborhood in Parker CO with a rate of $1044 on average and a +$696 difference between the priciest area in Parker CO with an average price of $1740.

# Neighborhood Average Rate
  Parker $1044
1 Highlands Ranch +$696
2 Cherry Creek +$626
3 Golden +$127
4 Littleton +$72
5 Brighton +$52

Let's go over some ways to save on car insurance in Parker

Parker Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Parker. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $84 more per year compared to being married, and being a man can typically cost up to $606 more per year in Parker CO as opposed to being a woman.

Parker Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Parker CO is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3445 a year for insurance on average. This is far higher than the state average of $1271, and $2401 higher than Parker' average. When gender is taken into account the difference between male and female teens in Parker CO is $125.

The effect of DUIs on insurance premiums in Parker CO

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Parker then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1044 all the way up to $1941. That means that on average the cost for conviction in Parker CO can be an increase of $897.

DUI City Average
$1941 $1044

Find cheap car insurance in Parker quickly and easily

 

Find Local Parker Agents

Scottish American Risk Services

19563 E Mainstreet Ste 200, Parker, CO 80138

Advisor Insurance Resource

19590 E Mainstreet Ste 200, Parker, CO 80138

Insurance Advisors

19751 E Mainstreet Ste 271, Parker, CO 80138

Parker in Brief

  • $1044

    the average Parker resident's annual cost of coverage

  • $420

    our customer's average savings after comparing insurance

  • 25/50/15

    minimum insurance requirements in Parker CO

Area We Serve

80108, 80134, 80138

Parker Map

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