See How Much You Can Save in Littleton
What's the Cost of Car Insurance in Littleton?
We have been able to help several drivers in Littleton CO locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Littleton Colorado, the annual rates had a difference of up to $410. Specifically, this means that the cheapest price was $931 and the most expensive was $1341.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Littleton is important in getting the cheapest car insurance rates.
Insurance Prices: Littleton vs. National/State Averages
Littleton has low-cost car insurance premiums that are below the state's average. It costs $155 less per year than Colorado's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Littleton. You can go over some of our tips below to improve your savings.
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Littleton CO Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Littleton to give you a sense of where you can find the lowest costs.
The difference was -$72 between the cheapest neighborhood in Littleton CO with a rate of $1044 on average and a +$624 difference between the priciest area in Littleton CO with an average price of $1740.
Let's go over some ways to save on car insurance in Littleton
Littleton Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Littleton. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $90 more per year compared to being married, and being a man can typically cost up to $647 more per year in Littleton CO as opposed to being a woman.
Littleton Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Littleton CO is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3682 a year for insurance on average. This is far higher than the state average of $1271, and $2566 higher than Littleton' average. When gender is taken into account the difference between male and female teens in Littleton CO is $134.
The effect of DUIs on insurance premiums in Littleton CO
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Littleton then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1116 all the way up to $2075. That means that on average the cost for conviction in Littleton CO can be an increase of $959.
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Find Local Littleton Agents
American Family Insurance - Shelley Czajkowski
5994 S Prince St Ste 200 Littleton CO 80120
Farmers Insurance - Christopher Gilmore
6205 S Santa Fe Dr Littleton CO 80120
Marci Reece - State Farm Insurance Agent
1869 W Littleton Blvd Littleton CO 80120