Get Cheap Car Insurance in Highlands Ranch CO

  1. Residents of Highlands Ranch Can Save Up To $700 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Highlands Ranch

 

What's the Cost of Car Insurance in Highlands Ranch?

We have been able to help several drivers in Highlands Ranch CO locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Highlands Ranch Colorado, the annual rates had a difference of up to $1040. Specifically, this means that the cheapest price was $1240 and the most expensive was $2280.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Highlands Ranch is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1240 $1740 $2280

Insurance Prices: Highlands Ranch vs. National/State Averages

If you suspected that car insurance in Highlands Ranch is more expensive than average, then you were onto something. The premiums in Highlands Ranch exceed the state average by approximately $469. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Highlands Ranch CO car insurance below can optimize how you save your money.

City Average State Average National Average
$1740 $1271 $1479

Highlands Ranch CO Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Highlands Ranch to give you a sense of where you can find the lowest costs.

The difference was -$696 between the cheapest neighborhood in Highlands Ranch CO with a rate of $1044 on average and a -$70 difference between the priciest area in Highlands Ranch CO with an average price of $1740.

# Neighborhood Average Rate
  Highlands Ranch $1740
1 Cherry Creek -$70
2 Golden -$569
3 Littleton -$624
4 Brighton -$644
5 Parker -$696

Let's go over some ways to save on car insurance in Highlands Ranch

Highlands Ranch Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Highlands Ranch. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $140 more per year compared to being married, and being a man can typically cost up to $1009 more per year in Highlands Ranch CO as opposed to being a woman.

Highlands Ranch Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Highlands Ranch CO is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $5742 a year for insurance on average. This is far higher than the state average of $1271, and $4002 higher than Highlands Ranch' average. When gender is taken into account the difference between male and female teens in Highlands Ranch CO is $209.

The effect of DUIs on insurance premiums in Highlands Ranch CO

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Highlands Ranch then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1740 all the way up to $3236. That means that on average the cost for conviction in Highlands Ranch CO can be an increase of $1496.

DUI City Average
$3236 $1740

Find cheap car insurance in Highlands Ranch quickly and easily

 

Find Local Highlands Ranch Agents

Premier Group Insurance - Susan Bremner

2929 Wyecliff Ln, Highlands Ranch, CO 80126

Colorado State Insurance

9457 S University Blvd Ste 120, Highlands Ranch, CO 80126

Doug Montgomery Insurance Agency, Inc.

9385 S Colorado Blvd Unit 109, Highlands Ranch, CO 80126

Highlands Ranch in Brief

  • $1740

    the average Highlands Ranch resident's annual cost of coverage

  • $700

    our customer's average savings after comparing insurance

  • 25/50/15

    minimum insurance requirements in Highlands Ranch CO

Area We Serve

80124, 80125, 80126, 80129, 80130, 80163

Highlands Ranch Map

Need Insurance?

Compare car insurance quotes from top providers in Highlands Ranch in seconds

 

1852

Happy Customers