Get Cheap Car Insurance in Brighton CO

  1. Residents of Brighton Can Save Up To $440 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Brighton

 

What's the Cost of Car Insurance in Brighton?

We have been able to help several drivers in Brighton CO locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Brighton Colorado, the annual rates had a difference of up to $441. Specifically, this means that the cheapest price was $922 and the most expensive was $1363.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Brighton is important in getting the cheapest car insurance rates.

Lowest Average Highest
$922 $1096 $1363

Insurance Prices: Brighton vs. National/State Averages

Brighton has low-cost car insurance premiums that are below the state's average. It costs $175 less per year than Colorado's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Brighton. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1096 $1271 $1479

Brighton CO Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Brighton to give you a sense of where you can find the lowest costs.

The difference was -$52 between the cheapest neighborhood in Brighton CO with a rate of $1044 on average and a +$644 difference between the priciest area in Brighton CO with an average price of $1740.

# Neighborhood Average Rate
  Brighton $1096
1 Highlands Ranch +$644
2 Cherry Creek +$574
3 Golden +$75
4 Littleton +$20
5 Parker -$52

Let's go over some ways to save on car insurance in Brighton

Brighton Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Brighton. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $88 more per year compared to being married, and being a man can typically cost up to $635 more per year in Brighton CO as opposed to being a woman.

Brighton Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Brighton CO is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3616 a year for insurance on average. This is far higher than the state average of $1271, and $2520 higher than Brighton' average. When gender is taken into account the difference between male and female teens in Brighton CO is $131.

The effect of DUIs on insurance premiums in Brighton CO

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Brighton then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1096 all the way up to $2038. That means that on average the cost for conviction in Brighton CO can be an increase of $942.

DUI City Average
$2038 $1096

Find cheap car insurance in Brighton quickly and easily

 

Find Local Brighton Agents

Aztec Insurance Agency

172 E Bridge St, Brighton, CO 80601

Strong's Agency

51 S 1st Ave, Brighton, CO 80601

Farmers Union Insurance - David Simon Agency

420 Court Pl, Brighton, CO 80601

Brighton in Brief

  • $1096

    the average Brighton resident's annual cost of coverage

  • $440

    our customer's average savings after comparing insurance

  • 25/50/15

    minimum insurance requirements in Brighton CO

Area We Serve

80601, 80603, 80640

Brighton Map

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